Quick answer: Zoho Books is online accounting software for tracking income, expenses, invoices and reports. Its free plan is for very small businesses and covers 1 user plus 1 accountant. On the page we checked, the free plan stays available while yearly revenue stays under 50K USD, with up to 1,000 invoices a year.
What does Zoho Books do?
- Creates invoices, quotes and expense records
- Tracks vendors and sales receipts
- Reconciles your bank account
- Accepts online payments
- Sends automatic payment reminders
- Produces profit and loss, balance sheet and other reports
- Manages tax rates and tax summaries
Is Zoho Books free?
Yes, if you stay within the limits. Zoho’s pricing page lists a Free plan for solo owners and micro businesses.
| Free plan limit | What we saw |
|---|---|
| Users | 1 user + 1 accountant |
| Invoices | Up to 1,000 a year |
| Revenue | Up to 50K USD a year |
| Support | Email support |
Your country may differ. Zoho runs different pages and plans in some countries, especially where tax rules differ. Check the version for your country before you sign up.
Zoho Books plans
| Plan | What it adds | Yearly invoices |
|---|---|---|
| Free | Core accounting | 1,000 |
| Standard | Bank feeds and recurring expenses | 5,000 |
| Professional | Sales orders, purchase orders and multi-currency | 10,000 |
| Premium | More customization and automation | 25,000 |
| Elite | Full inventory management | 100,000 |
| Ultimate | Advanced business intelligence | 100,000 |
Prices depend on your country, so use Zoho’s page.
Users and support on each plan
Zoho’s pricing page listed these on 5 November 2026. Each paid plan includes everything in the one below it.
| Plan | Users | Support | Notable additions |
|---|---|---|---|
| Free | 1 + 1 accountant | Invoices, expenses, bank reconciliation, customer portal, 50+ reports | |
| Standard | 3 | Email, voice and chat | Bank feeds, custom fields and reports, API access |
| Professional | 5 | Email, voice and chat | Sales and purchase orders, multi-currency, timesheets, inventory tracking |
| Premium | 10 | Email, voice and chat | Budgets, fixed assets, cash flow forecasting, vendor portal |
| Elite | 10 | Email, voice and chat | Warehouses, serial and batch tracking, Shopify for up to 2 stores |
| Ultimate | 15 | Email, voice and chat | Advanced analytics and KPI tracking |
How much does Zoho Books cost?
We don’t list one price, because Zoho sets prices by country and currency. Here’s how it works:
- The Free plan costs nothing while you stay under its revenue and invoice limits.
- Paid plans have a 14-day free trial.
- You can pay monthly or yearly, and Zoho marks yearly billing as the way to “save more”.
- Extra users, receipt scans, locations, expense claims and BillPay are sold as add-ons.
Open the Zoho Books pricing page and check that it shows your country before you compare prices.
When you outgrow the free plan
Zoho says the Free plan stays free while yearly revenue is under 50K USD. You’ll also need a paid plan if you need more than 1,000 invoices a year, a second team member, bank feeds or phone and chat support.
Standard is the usual next step. If you sell from stock or bill in several currencies, look at Professional instead, so you don’t have to upgrade twice.
Who is Zoho Books good for?
- Freelancers and very small businesses
- Small firms that want more than a spreadsheet
- Businesses already using other Zoho apps
Larger firms, or those with complex tax or payroll needs, should check the details with their accountant first.
Does Zoho Books do payroll or inventory?
Zoho Books’ Professional plan includes some inventory tracking, and its Elite plan bundles full inventory management. Payroll is handled by a separate Zoho product. Availability depends on your country, so confirm this before you switch.
Zoho Books or Zoho Billing?
Zoho Billing focuses on invoices and subscriptions. Zoho Books covers your wider accounts. If you run on subscriptions and need full accounts, you may need both.
How to start
- Gather your opening balances and bank statements.
- Pick the right country version.
- Set up your tax rates.
- Connect your bank or import a statement.
- Send a test invoice.
- Ask your accountant to review the setup.
This guide is general information, not tax or accounting advice.
Related guides
Zoho Books FAQ
Is Zoho Books safe?
Zoho is an established company. Protect your account with a strong password and two-step sign-in.
Is Zoho Books better than QuickBooks?
It depends on your country, needs and accountant. Compare current plans side by side and try both with sample data.
Does Zoho Books have an app?
Yes. Zoho lists iOS and Android apps.
How do I sign in?
Use books.zoho.com or see our Zoho login help.
Does Zoho Books have a free trial?
Yes. Zoho lists a 14-day free trial on its paid plans, and the Free plan has no time limit.
Can my accountant use my Zoho Books account?
Yes. Even the Free plan includes one accountant user alongside you.
How many users can Zoho Books have?
From 1 user plus an accountant on Free up to 15 on Ultimate. You can buy extra users as an add-on.
Checked against Zoho’s official pages on 5 November 2026. ZohoSoftwares Guide is independent and is not run by Zoho. Plans, limits and prices change and can differ by country, so confirm them on Zoho’s website.
Sources: Zoho Books pricing